Buying

Explore our buying podcast series! Here, we tackle essential questions to guide you through the mortgage and home-buying process. From understanding EPC’s impact on your mortgage to finding the best rates. Each episode has insights to help you make informed decisions at every step of your buying journey.

Stamp Duty Countdown to April

S14E31

In this First Home Focus episode, we cover the countdown to the imminent stamp duty change and how it will be calculated from April 1st 2025. Tune in for: New Thresholds Example on a £295,000 property Why are things changing? First-Home Focus is brought to you in association with Skipton Building Society. Why not subscribe …

First Time Home Buyer Home

S14E28

A first time home buyer home starts with a clear idea of what you want – but that’s not always easy. In association with Skipton Building Society, we share some important considerations to help define your wants vs your needs. First Home Focus is here to help make buying a home for the first time …

Buying a House For The First Time

S14E23

If you’re buying a home for the first time you’re in the right place. First Home Focus is brought to you by Move iQ in association with Skipton Building Society, helping all first time home buyers get onto the property ladder. Tune in for: Understanding mortgage basics Monitor your credit ratings Saving schemes & budgeting …

How to Save for a House Deposit

S14E24

First time buyers tune in! We’re sharing tips on how to save for a house deposit, in association with Skipton Building Society. Tune in for: How much will you need? Deposit examples First-Home Focus is brought to you in association with Skipton Building Society. Why not subscribe to receive Move iQ’s monthly newsletters, and get …

How to Get a Mortgage Loan With Bad Credit

S14E27

How to get a mortgage loan with bad credit isn’t a question most first-time buyers ask, but it’s worth paying attention to what this is and the potential impact it could have on your mortgage application. Umera Patel of  Skipton Building Society talks to Phil about what you can do if you find you have …

Buying a Fixer Upper House First Home

S14E22

Are you a first-time buyer considering buying a fixer-upper house for your first home? It’s not always an obvious choice, so in association with Skipton Building Society, we at Move iQ wanted to shine a light on it for you. Tune in for: The reality of renovation What to do before you buy Important considerations First-Home Focus is …

How to Get a Home Loan When Self Employed

S14E20

Phil sits down for a chat with Andy of Skipton Building Society as he outlines the considerations and paperwork you’ll need if you’re self employed and looking to secure a mortgage. Tune in for: Who qualifies as self employed The importance of proof of income Practical advice if you’re self employed First-Home Focus is brought …

How to Find Off Market Homes

S14E29

Do you know how to find off-market homes? As a first time buyer, you possibly don’t, so in association with Skipton Building Society, we’re going to share some tips should this be a route you want to explore. At First Home Focus, we’re here to help you on your first home journey – home ownership …

Shared Ownership is it a Good Idea?

S14E25

Shared ownership isn’t for everyone, but if you’re a first time buyer, it could be the option for you. In association with Skipton Building Society, we share the pros and cons of shared ownership to help you decide if it’s right for you. Tune in for: Shared ownership defined Types of properties Pros and cons …

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