Podcast

Housing Market 2025 | Whats Ahead?

As we close out of 2024 UK housing market we look at what’s ahead for 2025. Phil checks in with Nathan Emerson of Propertymark to get the latest on the UK housing market as well as answering some of your questions. Tune in for: The property market today Energy efficiency & property tax Tips on …

Mortgage in Principle for First Time Buyer

S14E14

Phil Spencer is joined by Andy from Skipton Building Society to explain what a mortgage in principle is, when to get one and how to use it. Tune in for: Advantages of having a DIP How long it lasts Top tips First-Home Focus is brought to you in association with Skipton Building Society. Why not …

How You Buy a House

S14E17

First home focus is here to share tips on how to buy a house. Between Move iQ & Skipton Building Society we’ve put together a 10 step plan to help you on your way to buying your first home. Tune in for: Location Location Location How to be a stand-out first-time buyer Befriend local agents …

How Does a Mortgage Work

S14E13

Join Phil Spencer and mortgage expert Umera Patel, in collaboration with Skipton Building Society, as they tackle common questions for first-time homebuyers, such as how does a mortgage work. Essential advice for anyone aiming to buy their first home! Tune in for: What should first-time buyers do when looking for a mortgage? Factors lenders consider …

Mortgage Offer for First Time Buyer

S14E12

Having a mortgage offer as a first-time buyer is exciting; you’ve been approved 🙌 Joining Phil to explain a bit more about mortgage offers, how long they last and what to do if you need to extend is Andy from Skipton Building Society. Tune in for: Difference between a mortgage in principle and a mortgage …

Buying a House Checklist

S14E11

Buying your first home can feel overwhelming, but we’ve got you covered! Louise Gookey breaks down a simple 10-point checklist to guide you through every step of the first-time buying process. From saving for a deposit to getting your paperwork in order and finding the right property, we’ll help you feel confident and prepared. Tune …

Stamp Duty for First Time Buyers

S14E16

In this First Home Focus episode brought to you by Move iQ & Skipton Building Society, Louise Gookey breaks down all you need to know about stamp duty for first-time buyers. Tune in for: What is stamp duty land tax? If the property is over £425,000 Buying with someone else First-Home Focus is brought to …

Questions to Ask as First Time Home Buyer

S14E15

In association with Skipton Building Society, Louise Gookey offers some must-ask questions for first-time buyers. If you are wondering about the essential questions to ask as a first-time home buyer, we have you covered. From affordability to location, property condition, and leasehold vs. freehold, we cover all the bases. Plus, we give you tips on …

What Do You Need to Get a Mortgage?

S14E10

Andy Charalambous of Skipton Building Society speaks to Phil about what mortgage lenders are looking for from mortgage applicants. From your credit report to the deposit and how these and other factors influence what a lender might offer. Tune in for: Check your credit report Impacts of deposit amount Affordability assessments First-Home Focus is brought …

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