Buying a property guides, tips & advice from Phil Spencer

Buying Advice

Do I Need Mortgage Protection Insurance?

Mortgage protection insurance – also knowns as an MPPI policy – is an extra safeguarding measure for homeowners that is usually advised. If you have ever wondered what...

What is Rent to Buy?

Buying

So, what is Rent to Buy? The housing scheme gives you the option to rent a newly built home for a period of time. You can then buy...

Mortgage Declined – What’s Next?

Buying

If you’ve had your mortgage declined, it’s easy to think the worst. But, your dreams of buying a house aren’t over. This doesn’t have to be the end!...

What is Indemnity Insurance? A Handy Guide

Buying

Indemnity insurance is a phrase you might hear from your solicitor when buying a property. It’s a form of protection many take out to cover them in certain...

Mortgage Interest Rates: A Handy Guide

Buying

If you’re struggling to get your head around mortgage interest rates, you’re not alone. From LTV to SVR, there are plenty of terms to make sense of. If...

Fair and Honest Property Advice: Trust on the Ladder

Buying

Buying a home? Fair and honest property advice is something you'll need to get you on the ladder.

First Time Buyer Shared Ownership: Is it a Good Idea?

Buying

Traditional home ownership can appear out of reach for many first-time buyers, with the average house price just over £230,000. The rental market can feel just as daunting. Rising...

Types of Property Survey: Which Should You Choose?

Buying

With so many types of property survey - which should you choose? We've broken them down to help you decide.

What Does a Surveyor Do?

Buying

What does a surveyor do? Let's find out.

What Happens Between Exchange and Completion?

Buying

Exchange is the moment where the property legally changes hands. Up until this point, both buyer or seller can back out of the sale. So, what happens between...

High Speed 2 Railway: An Opportunity for First Time Buyers?

Buying

The high speed 2 rail project from London to Birmingham and then on to Leeds and Manchester offers first time buyers the ideal opportunity to buy a home...

Is it Worth Getting a Survey on a New Build Home?

Buying

You’ve decided to buy a new build home. You will be the first to live in it – the smell of new carpets and fresh paint and the...

Explore our content

Do I Need Mortgage Protection Insurance?

What is Rent to Buy?

Mortgage Declined – What’s Next?

What is Indemnity Insurance? A Handy Guide

Mortgage Interest Rates: A Handy Guide

Fair and Honest Property Advice: Trust on the Ladder

First Time Buyer Shared Ownership: Is it a Good Idea?

Types of Property Survey: Which Should You Choose?

What Does a Surveyor Do?

How to Get the Best Out of Your Estate Agent

Tips for Buying a House – Playlist

How to Negotiate a House Price

Property Search – Needs VS. Wants | Podcast S1E1

Preparing to Buy a House | Podcast S1E2

How to Shortlist a Property to View | Podcast S1E3

What Happens Between Exchange and Completion?

High Speed 2 Railway: An Opportunity for First Time Buyers?

Is it Worth Getting a Survey on a New Build Home?

Buying

Explore our content

Do I Need Mortgage Protection Insurance?

What is Rent to Buy?

Mortgage Declined – What’s Next?

What is Indemnity Insurance? A Handy Guide

Mortgage Interest Rates: A Handy Guide

Fair and Honest Property Advice: Trust on the Ladder

First Time Buyer Shared Ownership: Is it a Good Idea?

Types of Property Survey: Which Should You Choose?

What Does a Surveyor Do?

How to Get the Best Out of Your Estate Agent

Tips for Buying a House – Playlist

How to Negotiate a House Price

Property Search – Needs VS. Wants | Podcast S1E1

Preparing to Buy a House | Podcast S1E2

How to Shortlist a Property to View | Podcast S1E3

What Happens Between Exchange and Completion?

High Speed 2 Railway: An Opportunity for First Time Buyers?

Is it Worth Getting a Survey on a New Build Home?

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