Buying

Explore our buying podcast series! Here, we tackle essential questions to guide you through the mortgage and home-buying process. From understanding EPC’s impact on your mortgage to finding the best rates. Each episode has insights to help you make informed decisions at every step of your buying journey.

Questions to Ask as First Time Home Buyer

S14E15

In association with Skipton Building Society, Louise Gookey offers some must-ask questions for first-time buyers. If you are wondering about the essential questions to ask as a first-time home buyer, we have you covered. From affordability to location, property condition, and leasehold vs. freehold, we cover all the bases. Plus, we give you tips on …

What Do You Need to Get a Mortgage?

S14E10

Andy Charalambous of Skipton Building Society speaks to Phil about what mortgage lenders are looking for from mortgage applicants. From your credit report to the deposit and how these and other factors influence what a lender might offer. Tune in for: Check your credit report Impacts of deposit amount Affordability assessments First-Home Focus is brought …

10 First Time Buyer Mistakes

S14E18

Here are 10 first time buyer mistakes so you can avoid them! Brought to you by Move iQ in association with Skipton Building Society, Louise Gookey shares our insight to help all aspiring first-time homebuyers get on the ladder. Home ownership might be closer than you think! Tune in for: The importance of location First …

Buying a House With My Partner

S14E19

In association with Skipton Building Society, we share advice if you’re considering buying a house with a partner. It’s always advisable to seek legal advice but to give you a headline understanding here’s Louise with an overview of what you need to know. Tune in for: How’s home ownership divided? Legal advice and guidance Selling …

What Home Can I Afford?

S14E2

Do you know what factors influence what house you can afford? In this episode of our First-Home Focus podcast series, Property expert and Move iQ founder Phil Spencer breaks down all the elements that factor into what you can afford, from your credit report and affordability checks to how much your deposit impacts what is …

What is a First Time Home Buyer?

S14E1

Do you know what it means to be a first-time buyer? In this episode of our First-Home Focus podcast series, we break down what a first time homebuyer is, so you can be crystal clear before you start your homebuying journey. Property expert and Move iQ founder Phil Spencer, spells out what you need for …

First Time Home Buyer Mortgage Eligibility

S14E5

What factors impact a first-time home buyers mortgage eligibility? In this episode of our First-Home Focus podcast series, Phil Spencer is joined by Mortgage and Protection Expert, Umera Patel from Skipton Building Society to break down the eligibility criteria. Tune in for: What lenders consider when looking at first time buyers Financial preparation Why timing …

Top Tips for First Time Buyers

S14E6

Property expert and Move iQ founder Phil Spencer is back in this episode of our First-Home Focus podcast series, offering key tips to support first-time buyers on their property journey. There’s a lot to unpack, but in association with Skipton Building Society, we’re here to help. Tune in for: Mortgage options Freehold Vs Leasehold Understanding …

How Interest Works on a Mortgage

S14E7

Interest impacts many variables that make up your mortgage. As part of our First-Home Focus podcast series, Emma Jaggar, Mortgage Protection Specialist for Skipton Building Society chats to Phil and explains how and why interest rates differ, to help you on your first-time buyer journey. Tune in for: What impacts interest rates Different types of …

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