Explore our buying podcast series! Here, we tackle essential questions to guide you through the mortgage and home-buying process. From understanding EPC’s impact on your mortgage to finding the best rates. Each episode has insights to help you make informed decisions at every step of your buying journey.
Do you know all the saving schemes avalible to you as a first time buyer? As part of our First-Home Focus podcast series, Phil sat down with Emma Jaggar from Skipton Building Society to hear more about the different schemes and options that as a first time buyer its worth being aware of. Tune in …
Do you know what mortgage you can afford? In this First-Home Focus podcast series episode, Mortgage and Protection Expert, Umera Patel from Skipton Building Society speaks to Phil about how to find the most suitable mortgage based on your individual circumstances. Tune in for: Understand personal affordability Choosing a mortgage provider Consequences of missed payments …
Budgeting and planning are crucial for first-time buyers. Andy Charalambous of Skipton Building Society speaks to Phil about understanding the finances and fees included in the home buying process and beyond. Tune in for: Upfront fees to expect Low-cost deposit options Adding fees to your mortgage First-Home Focus is brought to you in association with …
Could shared ownership be an option for you? In this part of our First-Home Focus podcast series, Phil is joined by Emma Jaggar to explain what a shared ownership mortgage is and the important things to understand if you’re considering one. Emma is a Mortgage Product Specialist at Skipton Building Society. Tune in for: Pros …
In this final episode of our no-nonsense guide to buying a home, Phil dives into tips for a stress-free moving day. From essentials you should keep handy to why it’s crucial to change your locks. Tune in for Pick out a removal company Set aside essentials Best time to do a deep clean You can …
In this penultimate episode of the no-nonsense guide to buying a home, Phil shares everything you need to know about the completion process. From the money transfer to potential pitfalls and why Friday might not be your best bet for a completion day. Tune in for How long does completion take? What will the solicitor …
In this next episode of our no-nonsense guide to buying a home, Phil Spencer puts a spotlight on the role of solicitors and conveyancers, the importance of property surveys, and the steps you can expect leading up to the exchange of contracts. We’ll also explain what happens after your offer on a house is accepted, …
In this next episode of the no nonsense guide to buying a home, Phil shares his advice on how to pitch your offer. From the importance of research, and when to negotiate. How to be a savvy buyer, and give yourself the chance at the best deal without overstretching your budget. Tune in for Research …
In this next episode of the no-nonsense guide to buying a home series, Phil explores the crucial details of a second property viewing, a step that’s often more important than the first. Discussing the importance of a checklist to ensure you cover all bases. Whether it’s measuring furniture, checking water pressure, or investigating potential signs …
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