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What Do Mortgage Lenders Look At? | S8E5

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In this fifth episode of series 8 of the Move iQ property podcast, podcast host and Move iQ founder, Phil Spencer is joined again by Orla Shevlin, a mortgage adviser at Trussle. The two discuss, what mortgage lenders look at when they are assessing whether to lend you money, how much to lend and what rate to lend you this money.

What do Mortgage Lenders Look At | S8E5

What’s discussed in this episode?

Listen in to find out:

  • How to manage your finances well
  • The ‘red flags’ to be aware of
  • How mortgage lenders credit check you – the difference on what you might see yourself
  • The best way to present your ‘deposit source’
  • How to consider commissions, bonuses or overtime income in your application
  • Affordability assessments of lenders

Thank you for listening to the Move iQ podcast!

If you enjoyed listening to our podcast, then please subscribe and don’t forget to leave a review!

We want to thank the sponsor of our show

We are delighted to be working with, they are FCA regulated mortgage advisors.

Trussle were the first online mortgage broker and they have indeed been voted the best mortgage broker!

They are a hassle-free, fee-free way of getting a mortgage and they are the only broker with a 5-day speed promise.

Always remember: your home may be repossessed if you do not keep up repayments on your mortgage. Terms and conditions apply to the mortgage decision promise.


Listen to all episodes in the Series 8

There are 13 value-packed episodes in series 8 of the Move iQ Podcast. Across all podcast app’s and more!

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Last Updated: June 1st, 2022

Phil Spencer

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