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What Do Mortgage Lenders Look At? | S8E5

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Trussle has rebranded to Better since the time of recording:
Trussle’s mission is to become the leading online mortgage broker and service the UK public with great mortgage rates and exceptional customer service. In trying times, this is more important than ever. Becoming part of the Better Mortgage Corporation allows us to fulfil that promise. We exist to help build a better mortgage culture in the UK, where consumers can access the best rates for their circumstances quickly and fairly.

In this fifth episode of series 8 of the Move iQ property podcast, podcast host and Move iQ founder, Phil Spencer is joined again by Orla Shevlin, a mortgage adviser at Better. The two discuss, what mortgage lenders look at when they are assessing whether to lend you money, how much to lend and what rate to lend you this money.

What do Mortgage Lenders Look At | S8E5

What’s discussed in this episode?

Listen in to find out:

  • How to manage your finances well
  • The ‘red flags’ to be aware of
  • How mortgage lenders credit check you – the difference on what you might see yourself
  • The best way to present your ‘deposit source’
  • How to consider commissions, bonuses or overtime income in your application
  • Affordability assessments of lenders

Thank you for listening to the Move iQ podcast!

If you enjoyed listening to our podcast, then please subscribe and don’t forget to leave a review!

We want to thank the sponsor of our show

We are delighted to be working with, they are FCA regulated mortgage advisors.

Better were the first online mortgage broker and they have indeed been voted the best mortgage broker!

Skip the paperwork: apply online any time.

Always remember: your home may be repossessed if you do not keep up repayments on your mortgage.


Listen to all episodes in the Series 8

There are 13 value-packed episodes in series 8 of the Move iQ Podcast. Across all podcast app’s and more!

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Last Updated: July 19th, 2023

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