Do you need a mortgage to buy a home? Great news! Fill out our one-minute form and we’ll get back to you with quotes from top lenders. It’s fast, easy, and hassle free – what are you waiting for? GOTO Mortgages will be in touch.
How Does GOTO Mortgages Work?
You can save yourself a huge amount of wasted time researching the numerous mortgage products and mortgage rates out there by talking directly to an experienced adviser about your options. It only takes a matter of seconds to connect you – so let’s get started.
Simply fill in our form with the necessary details, such as:
- The value of the property
- Whether it’s your first home or a remortgage
- Repayment years
- Payment type
- Any special requirements
We will then pass your requirements on to experienced professionals who will be in touch to discuss the best mortgage rates for your individual situation.
Benefits of Using Our Mortgage Advice Service
Trying to get a mortgage can be a difficult process for some. But, the right guidance from the start can help make it as hassle-free as possible.
Other benefits include:
Getting Ahead of the Game
Whether you’re a first-time buyer or not, it can be difficult to get your head around how mortgages work.
So, speaking to a professional can help you make the process easier. You’ll be in good hands, able to follow expert advice.
Dedicated Mortgage Services Help You Narrow Down Your Search
It’s one thing to know that you can afford a mortgage. It’s another to know exactly what you can borrow!
If you know how much you can afford, your property search becomes much easier. It will help you narrow down your choices and save you wasting time looking at properties you have no chance of buying.
Makes You a More Attractive Buyer
Being able to demonstrate that you’ve spoken to a mortgage adviser and can make you appear a reliable buyer to a seller, rather than a time-waster.
Sellers are more likely to go with a buyer who is organised and on top of their property purchase. Plus, this reduces your risk of being gazumped.
Connects You to an Experienced Adviser
There are many mortgage advisers out there, therefore it can be tough knowing who will give you the information you require.
However, with our service, all mortgage advisors have years of experience in the industry. This then gives you peace of mind as they can help you at every stage of the journey, from applying for a mortgage to choosing your deal.
Our Mortgage Panel Provider – Who We Work With
We work closely with GOTO Group, who are dedicated to connecting you with professional advisors helping you find mortgage deals to suit your needs.
GOTO understand that mortgages are a huge financial commitment, which is why it’s essential to find the right person to help you along the way. All panel members are carefully hand-picked based on their expertise and quality of advice.
Everyone borrowing money has different needs, which is why they have a wide range of experts to ensure yours are met. In fact, they work with over 250, all authorised and regulated by the Financial Conduct Authority. All off GOTO’s mortgage experts are registered in England, so, you can trust you’ll be getting the best possible information.
Please note: the service is at no obligation.
Different Types of Mortgages
Through our service, you can receive advice on a number of different types of loan, including:
- Buy to let mortgage
- First-time buyer
- Non-standard mortgage
- Joint mortgage
Once you’ve found your deal, someone will be in touch every step of the way.
Use Our Mortgage Calculator
The first step in your journey to buying a property should be to use our mortgage calculator to work out your monthly payments.
Despite being an estimate, using a mortgage calculator gives you a good indiction into what you’ll be paying for. The exact amount entirely depends on the lender, the type of mortgage and the property itself.
However, it’s a good indication and puts you on the right path. In the world of house hunting, it’s always handy to plan ahead as much as possible. All you need to do is put in your available deposit and the price of the property.
If you already have a mortgage and want to work out how interest rates will impact this, you can also use the calculator.