Expert Property Advice

With more than 25 years of experience in the property sector, Phil Spencer's tips for buying or renting a house will help you through this notoriously stressful process. Whether you're buying or renting your first home or a seasoned property professional, Phil shares his property advice, guidance and insights to help you move home with confidence.

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Tips for Selling Your House

Selling

Act quickly. Choose your estate agent carefully. Remember time on the market matters. Here are some tips for selling your house!

How Long Does It Take to Sell a House?

Selling

How long does it take to sell a house? Solicitors, buyers’ position, estate agents, property chains… Many factors impact the time it takes to sell a property. While...

How to Plan a Major Home Renovation

Owning

A major home renovation is no small undertaking, so you need a plan. Whether it’s a loft conversion, kitchen extension or bathroom upgrade, we’ve got you covered. Check...

What’s the Cost of Moving House?

Buying

Legal fees, survey costs, valuations... The cost of moving house adds up. Here's a handy breakdown & the calculations you need.

Can You Get a Mortgage With Bad Credit?

Buying

You can still get a mortgage even if you have bad credit. Let’s explore your options and what you can do. Can I get a mortgage with bad...

How to Apply for a Mortgage

Buying

This guide will explain how to apply for a mortgage, the process and share some top tips. Finding the right adviser to suit your specific needs is crucial....

What is a Mortgage Valuation?

Buying

A mortgage valuation is a basic inspection of a property you’re looking to buy. It’s carried out by a mortgage lender, assessing a home’s location and condition to...

What is a Mortgage In Principle?

Buying

A mortgage in principle, or mortgage agreement in principle, is a declaration of how much a lender is prepared to let you borrow to buy a home. Knowing...